For most people, buying a home is the most significant investment of their lives. Moreover, in spite of the doubt and confusion clouding both the financial markets and news headlines, there are many genuine real estate opportunities - especially for first-time buyers.

In general, prices are stable and historical data demonstrates that purchasing a home has proven a sound long-term financial investment. However, first-time homebuyers are often understandably anxious when it comes time to making the purchase. We have come up with a simple "do and don't" list to make the process easier for everyone dreaming of homeownership.

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Time right for first-time homebuyers: experts

Apr 14, 2009 - Kristine Owram - THE CANADIAN PRESS

Low mortgage rates and more affordable homes in many markets are pushing first-time home buyers to enter the market in droves, Canadian real-estate experts say.

Phil Soper, president and chief executive of Brookfield Real Estate Services, said that when the Canadian housing market was hot, bidding wars forced many buyers to put in offers without conditions to increase their chances of being accepted.

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